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Hire Purchase Act, 1972

(Act no. 26 of 1972)

Sections Particulars
Chapter I Preliminary
1 Short title, extent and commencement
2 Definitions
Chapter II Form and Contents of Hire Purchase Agreements
3 hire purchase agreements to be in writing and signed by parties thereto
4 Contents of hire purchase agreement
5 Two or more agreements when treated as a single hire purchase agreement
Chapter III Warranties and Conditions, Limitation on hire purchase Charges and Passing of Property
6 Warranties and conditions to be implied in hire purchase agreements
7 Limitation of hire purchase charges
8 Passing of property
Chapter IV Rights and Obligations of the Hirer
9 Right of hirer to purchase at any time with rebate
10 Right to hirer to terminate agreement at any time
11 Right to hirer to appropriate payments in respect of two or more agreements
12 Assignment and transmission of hirer's right or interest under hire purchase agreement
13 Obligations of hirer to comply with agreement
14 Obligation of hirer in respect of care to be taken of goods
15 Obligation of hirer in respect of use of goods
16 Obligation of the hirer to give information as to whereabouts of goods
17 Right of hirer in case of seizure of goods by owner
Chapter V Rights and Obligations of the Owner
18 Rights of owner to terminate hire purchase agreement for default in payment of hire or unauthorized act or breach of express conditions
19 Rights of owner of termination
20 Restriction on owner's right to recover possession of goods otherwise than through court
21 Relief against termination for non-payment of hire
22 Relief against termination for unauthorized act or breach of express condition
23 Obligation of owner to supply copies and information
Chapter VI Miscellaneous
24 Discharge of price otherwise than by payment of money
25 Insolvency of hirer, etc.
26 Successive hire purchase agreements between same parties
27 Evidence of adverse detention is suit or application to recover possession of goods
28 Hirer's refusal to surrender goods not to be conversion in certain cases
29 Service of notice
30 Power to exempt from provisions of sections, 6,9,10,12 and 17 in certain cases
31 Act not to apply to existing agreements

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