Zacharig @ Raju Karuvamplakka Vs. T.K Varghese & Anr  INSC 548 (25 October 1994)
K. Jayachandra (J) Reddy, K. Jayachandra (J) Punchhi, M.M.
1995 SCC Supl. (1) 267 JT 1995 (1) 225 1994 SCALE (4)694
appellant George Zacharia @ Raju Karuvamplakka was tried alongwith two others
for offences punishable under Sections 419 and 420 read with 34 I.P.C. The case
arose on the basis of a private complaint laid by the respondent.
trial court acquitted them. The respondent-complaint filed an appeal before the
High Court and the learned single Judge of the High Court held that the
appellant committed 226 the offences punishable under Sections 419 and 420
I.P.C. and sentenced him to undergo one year's R.1. under each count. The rest
of the judgment of the trial court has been confirmed. Hence the present
appeal. The prosecution case is as follows:
appellant (original accused no.1) and. A-2 are direct brothers. The name of A-
1 is George Zacharia but he was also called by the pet name Raju. A-2 is Joseph
one Baby was known to the complainant and to the accused. A-1 who was said to
be a contractor, approached the complainant through A-3 and requested for a
loan of Rs. 25,000/-. The complainant is alleged to have recently sold his
hotel and had money. Ultimately an agreement was entered into and the
complainant gave the loan. In the agreement it is mentioned that two
registration certificates of one motor-cycle and a lorry were entrusted with the
complainant as security. Later it was found that the lorry does not belong to
the appellant but belongs to his brother.
there was misrepresentation and cheating. The trial court acquitted mainly
holding that the case is of civil nature. The High Court, on the other hand,
held that if evidence of P.W. 1, the complainant, is believed that is enough to
prove the guilt. The High Court also held that with regard to lorry there was
misrepresentation and the evidence of P.W. 1, the complainant, even without cor-
roboration is sufficient to bring home the guilt.
Initially after hearing the learned counsel for a while finding prima facie
that the matter is of civil nature, by our order dated 31.8.94 we adjourned the
matter enabling the appellant to satisfy the decree passed against him by the
civil court in respect of this very amount. Now we are told that a decree in
fact has been passed and some properties also are attached.
However, we will now consider the evidence on record independently to find out
whether a case has bee made out against the appellant, under Sections 419 and,
is no dispute that ,the appellant alone executed the agreement Ex.P. 1. The
question is whether A-1 in any manner induced the respondent to lend the money
on the basis of a misrepresentation. It is also not in dispute that the payment
of the cheque and the amount were only in favour of the appellant. According to
the complainant the appellant impersonated himself as his brother Joseph Zacharia
who is the second accused and that the registration certificate of the lorry
was in name of A-2, Joseph Zacharia and that when asked about the difference in
the names in these two registration certificates, the appellant represented
that Raju is his pet name and that his real name is Joseph Zacharia. Ex. P. 2
and Ex. P. 3, the registration certificates, accepted as security by the
respondent which were represented to, belong to one and the same person namely
the appellant. As to what happened and what transpired at the time of execution
of agreement, there is no other evidence except that of the complainant. Even
assuming what the complaint says is correct, still the question is whether in
fact a case of cheating is made out.
satisfy ourselves we have perused the agreement which is not in dispute. It is
executed by appellant alone and it is mentioned in the agreement that as
security the appellant entrusted two registration certificates of a motor-cycle
and a lorry. Further it is stated 227 that in case he fails to fulfill the
agreement by paying up the loan, the complainant has full right to take
forceful possession of the two vehicles. As an alternative security land was
also mentioned. The relevant portion of the agreement reads as under:
have the full right to take forceful possession of the above mentioned vehicles
or lawfully take possession of the three and a half acres property which is in
my name in Sy.
385/1-184 and get back your loan with interest." Admittedly a civil suit
was filed and a decree was obtained.
execution proceedings were initiated in respect of the above mentioned land
also. In the agreement there is nothing to show that the appellant in any
manner asserted that the 'lorry also belongs to him. The registration
certificate in respect of the lorry belonging to his brother has also been
given as security. It only indicates some understanding between the appellant
and his brother' Viewed from any angle, one cannot escape the conclusion that
the dispute is of civil nature and the ingredients of Sections 419 and 420
I.P.C. are not made, out. The view taken by the trial court is quite reasonable
and the High Court was not right in interfering with the acquittal. Accordingly
the appeal is allowed.